At a time of uncertainty and stress, our professional services bring you the assurance that your financial difficulties will be handled effectively, with empathy and confidentially.

We understand the importance of resolving your debt issues! Knowing the impact it can have upon your quality of life is why we offer our first initial consultation for free.

We focus on your own unique circumstances, guiding you along the right path to ensure matters are satisfactorily finalised and brought to closure.

Our friendly and dedicated team of experts will listen to you, assess your situation, and provide you with honest and straight forward advice. Together we can work on a way forward, so you can once again look towards the future.

Headed by Ruth Duncan, President of the IPA 2017/2018 (Insolvency Practitioners Association).

About Us

Mr L Company Director

“I found Ruth and her team to be patient and approachable as they were always at the other end of the phone to answer any questions that we may have thereby providing us with comforting assurances as much as possible. They were also frank and candid in telling us where they did not have an answer.”


Mr S

“I would like to re-iterate my thanks to Ruth and her staff for putting my finances back on track, so efficiently and effectively. As a now retired person, I hesitate to imagine my financial outlook had you not successfully orchestrated my IVA.”



“Ruth and her team helped me through a difficult time in a caring and supportive way. I know I can always go to Ruth for advice and guidance which will be given impartially and fairly for all parties concerned. This is very much an open, clear and professional relationship which I appreciate.”


Mr W Company Director

“I found your Ruth’s overall approach to be very professional; my initial concerns as to the complications of liquidation were speedily allayed and all questions of a technical nature were answered with professional care and patience. The outcome was achieved with a minimum of fuss and all loose ends were meticulously dealt with.”


Mrs W Company Director

“I would like to thank you and your staff for the professional handling regarding the MVL. I was immediately impressed at our first meeting, following [our accountant’s] introduction. Your clear explanation of your fees and the process involved was very reassuring, particularly in the context of the circumstances. It made a substantial difference knowing, whilst dealing with the loss of my husband, that I could rely on RNF to administer the MVL correctly.”


Mr M. Referring Accountant

“The most important thing about Ruth’s approach is she is professional, not pompous. She is sympathetic to clients who have problems, listening and finding solutions…”


Please do get in touch

You don’t know what we can do until you ask.

If you or your business is facing financial problems, then please do not put it off. Please contact us so you can take your first step towards resolving your situation.

Seeking advice early on really can help to find the best resolution and whatever happens we will be beside you, helping you through the process.

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